The CSU Foundation is proud to serve our students and University, helping to ensure that the promise of success and accomplishment becomes reality.
The CSU Foundation is proud to serve our students and University, helping to ensure that the promise of success and accomplishment becomes reality.
A Life Shaped by Water—and a Legacy at Cleveland State University
May 27, 2026
A Conversation between Dr. Lorry Wagner and Constance Karapelou Across a 40-year career in engineering and energy, and earlier as...
Today’s students will one day join a talent pool and workforce that includes thousands of CSU graduates who have been influencing and advancing society’s collective good for the better part of 50 years.
Carter's second chance
Carter lives on his own and supports himself financially. It hasn’t always been easy. While attending Ohio State, he faced...
Your support helps alleviate the pressures that can cause some of our students to simply give up, only a few short steps away from obtaining a college degree.
Marjorie Shorrock's reasons for giving to CSU run deep
“I’m well aware of the nature of this university and the students and the need that they have not...
Thank you for investing in our students. Your support is transforming lives, igniting hope and pulling dreams within reach.
Smart Giving Through Your IRA
If you are 70½ or older, you can make an IRA charitable rollover gift (also known as a Qualified Charitable Deduction) to CSU and lower your income tax. Beginning at age 73, these gifts can help satisfy all or part of your required minimum distribution (RMF).
IRA charitable rollover gifts do not qualify for a charitable deduction, but you can avoid taxes on transfers of up to $111,000 per individual from your IRA to CSU in 2026. You can reduce your taxable income whether you itemize or take the standard deduction. This is especially beneficial if you do not need the proceeds from your IRA.
Under the Legacy IRA Act, you can make a one-time, tax-free distribution from an IRA to establish a charitable remainder trust or gift annuity, receiving cash back throughout your lifetime.
Contact your IRA plan administrator to directly transfer a gift from your IRA to CSU. You can direct your distribution to be used for a specific program, scholarship, fund, or college at CSU.
If you have any questions about an IRA charitable rollover gift, please contact us. We would be happy to assist you.
Together, we can create lasting opportunities for our students and strengthen our community.
Constance M. Karapelou
Senior Director, Gift and Estate Planning
216.875.9838
Cleveland State University © 2026, All rights reserved.
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